The University of Tennessee-KnoxvilleVeterinary Medicine (DVM)
Total Cost of Attendance: $83,126/yr · Federal Loan Cap: $50,000/yr
Under the One Big Beautiful Bill Act (OBBBA), which takes effect July 1, 2026, professional students at The University of Tennessee-Knoxville studying Veterinary Medicine (DVM) face a maximum federal Direct Loan cap of $50,000 per year.
The annual cost of attendance is $83,126, resulting in a $33,126 gap each year ($132,504 total over 4 years). Students will need alternative funding sources beyond federal loans.
Cost of Attendance Summary
| Annual Cost of Attendance | $83,126 |
| Federal Loan Cap (Professional) | $50,000 |
| Annual Funding Gap | $33,126 |
| Total Funding Gap (4 years) | $132,504 |
Get your complete cost breakdown
Tuition vs fees vs living, fee-by-fee detail, and in-state/out-of-state comparison for The University of Tennessee-Knoxville Veterinary Medicine (DVM) — sent to your inbox.
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These numbers assume…
- × Full-time enrollment
- × No scholarships or grants
- × No prior federal student debt
- × Out-of-State residency status
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In-State vs. Out-of-State
In-State (Resident)
| Total COA | $55,774 |
| Annual Gap | $5,774 |
Out-of-State (Non-Resident)
| Total COA | $83,126 |
| Annual Gap | $33,126 |
Out-of-state students face a $27,352 larger gap per year due to non-resident tuition surcharges.
Your situation is different. Scholarships, residency, prior debt, and part-time enrollment all change your numbers.
Recalculate for The University of Tennessee-Knoxville →Need to Cover This Gap?
The University of Tennessee-Knoxville Veterinary Medicine (DVM) students typically need $132,504 in private loans over 4 years to bridge the gap between federal aid and cost of attendance.
| Lender | Est. Rate Range | Loan Type | |
|---|---|---|---|
| Lender A | 4.99% – 12.78% APR | Variable & Fixed | Coming Soon |
| Lender B | 5.24% – 14.49% APR | Fixed | Coming Soon |
| Lender C | 4.49% – 13.99% APR | Variable & Fixed | Coming Soon |
Rates shown are illustrative ranges and not a guarantee of any specific rate. Actual rates depend on creditworthiness, cosigner status, and loan terms. Check with individual lenders for current rates. Advertising disclosure applies.
Frequently Asked Questions
What is the federal loan limit for The University of Tennessee-Knoxville Veterinary Medicine (DVM) students?
Under the OBBBA (effective July 1, 2026), The University of Tennessee-Knoxville Veterinary Medicine (DVM) students can borrow up to $50,000 per year in federal Direct Loans. This is the professional annual cap. The aggregate lifetime limit is $200,000 for professional students.
Can I still get a Grad PLUS loan for The University of Tennessee-Knoxville?
No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($50,000/year for professional programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.
How much does The University of Tennessee-Knoxville Veterinary Medicine (DVM) cost per year?
The total cost of attendance for The University of Tennessee-Knoxville Veterinary Medicine (DVM) is $83,126 per year. Over the full 4-year program, the total cost is $332,504.
What is the funding gap for The University of Tennessee-Knoxville Veterinary Medicine (DVM)?
The annual funding gap is $33,126, calculated as the difference between the total cost of attendance ($83,126) and the federal loan cap ($50,000). Over the full 4-year program, the total gap is $132,504. This is above the national median of $27,739 for Veterinary (DVM) programs.