⚠ Policy change effective July 1, 2026: Grad PLUS loans eliminated for new borrowers. Read the law →

Texas A&M University-College Station vs University of Illinois Urbana-Champaign

Funding gap comparison

Texas A&M University-College Station

, TX

Veterinary Medicine (DVM)

Annual COA
$62,724
Federal Cap
$50,000
Annual Gap
$12,724
Total Program Cost
$250,898
Total Gap
$50,898
Years
4
Classification
Professional
Tuition
$40,856/yr
Fees
$0/yr
Living Expenses
$21,868/yr
VS

University of Illinois Urbana-Champaign

, IL

Veterinary Medicine (DVM)

Annual COA
$80,188
Federal Cap
$50,000
Annual Gap
$30,188
Total Program Cost
$320,752
Total Gap
$120,752
Years
4
Classification
Professional
Tuition
$58,146/yr
Fees
$3,562/yr
Living Expenses
$18,480/yr

University of Illinois Urbana-Champaign has a $17,464 larger annual funding gap than Texas A&M University-College Station.

Frequently Asked Questions

Why do these programs have different funding gaps?

Funding gaps depend on each program's total cost of attendance (tuition, fees, and living expenses) minus the federal loan cap. Programs classified as "professional" have a $50,000 annual cap, while graduate programs are capped at $20,500.

How are these costs calculated?

Costs include tuition, mandatory fees, and estimated living expenses (housing, food, books, transportation, and personal expenses). These are based on published 2025-26 rates and official cost-of-attendance budgets.

What is the OBBBA and how does it affect student loans?

The One Big Beautiful Bill Act (2026) eliminates Grad PLUS loans and replaces them with annual caps: $20,500 for graduate students and $50,000 for professional students. This creates a "funding gap" for programs that cost more than these caps.