⚠ Policy change effective July 1, 2026: Grad PLUS loans eliminated for new borrowers. Read the law →

Ohio State University-Main Campus vs University of Florida

Funding gap comparison

Ohio State University-Main Campus

, OH

Veterinary Medicine (DVM)

Annual COA
$75,753
Federal Cap
$50,000
Annual Gap
$25,753
Total Program Cost
$303,011
Total Gap
$103,011
Years
4
Classification
Professional
Tuition
$49,816/yr
Fees
$953/yr
Living Expenses
$24,984/yr
VS

University of Florida

, FL

Veterinary Medicine (DVM)

Annual COA
$63,266
Federal Cap
$50,000
Annual Gap
$13,266
Total Program Cost
$253,064
Total Gap
$53,064
Years
4
Classification
Professional
Tuition
$45,500/yr
Fees
$0/yr
Living Expenses
$17,766/yr

Ohio State University-Main Campus has a $12,487 larger annual funding gap than University of Florida.

Frequently Asked Questions

Why do these programs have different funding gaps?

Funding gaps depend on each program's total cost of attendance (tuition, fees, and living expenses) minus the federal loan cap. Programs classified as "professional" have a $50,000 annual cap, while graduate programs are capped at $20,500.

How are these costs calculated?

Costs include tuition, mandatory fees, and estimated living expenses (housing, food, books, transportation, and personal expenses). These are based on published 2025-26 rates and official cost-of-attendance budgets.

What is the OBBBA and how does it affect student loans?

The One Big Beautiful Bill Act (2026) eliminates Grad PLUS loans and replaces them with annual caps: $20,500 for graduate students and $50,000 for professional students. This creates a "funding gap" for programs that cost more than these caps.